LOAN RATES			Term		Annual Percentage Rate
New & Used Vehicles
			5 years		5.95% **
			4 years		5.95%**
			3 years		5.95%**
Signature Loans
up to $5,000.00			3 years		9.25%**
up to $10,000.00			5 years		9.25%**
Lines of Credit
Basic	$500.00	$25.00/month	--		11.25%
Blue	$1,000.00	$50.00/month	--		11.25%
Silver	$2,500.00	$100.00/month	--		11.25%
Gold	$5,000.00	$150.00/month	--		11.25%
Mortgages
up to 80% loan/value			--		6.25%**
over 80% loan/value			--		7.25%**
We encourage all members to pay loan payments weekly because it saves money by reducing principal weekly and therefore less interest is paid.  ** Stated rates are based on your credit score**

DEPOSIT RATES			Dividend Rate		Annual Percentage Yield
Share Accounts
$5.00 to $2,000.00			.10%		.10%
$2,001.00 and over			.10%		.10%
Dividend paid quarterly
Freedom Money Market Accounts
$1,000.00 minimum blance			0.61%		0.29%
Dividend paid monthly -- No monetary penalties -- Limit 2 withdrawals per month
Checking Accounts
			0.05%		0.05%
Dividend paid montlhy -- No minimum balance -- No per check fee -- No fee MasterMoney card/Zane Trace ATM Card
Christmas Club/Budget Club/Vacation Club/Insurance Club Accounts
			.05%		.05%
Dividend paid quarterly