LOAN RATES			Term		Annual Percentage Rate
New & Used Vehicles
			5 years		7.25%
			4 years		6.75%
			3 years		6.25%
Signature Loans
up to $5,000.00			3 years		11.25%
up to $10,000.00			5 years		13.25%
Lines of Credit
Basic	$500.00	$25.00/month	--		11.25%
Blue	$1,000.00	$50.00/month	--		11.25%
Silver	$2,500.00	$100.00/month	--		11.25%
Gold	$5,000.00	$150.00/month	--		11.25%
Mortgages
up to 80% loan/value			--		6.25%
over 80% loan/value			--		7.25%
We encourage all members to pay loan payments weekly because it saves money by reducing principal weekly and therefore less interest is paid.

DEPOSIT RATES			Dividend Rate		Annual Percentage Yield
Share Accounts
$5.00 to $2,000.00			.10%		.10%
$2,001.00 and over			.10%		.10%
Dividend paid quarterly
Freedom Money Market Accounts
$1,000.00 minimum blance			1.05%		1.06%
Dividend paid monthly -- No monetary penalties -- Limit 2 withdrawals per month
Checking Accounts
			0.05%		0.05%
Dividend paid montlhy -- No minimum balance -- No per check fee -- No fee MasterMoney card/Zane Trace ATM Card
Christmas Club/Budget Club/Vacation Club/Insurance Club Accounts
			.05%		.05%
Dividend paid quarterly