At Zane Trace Federal Credit Union, we offer deposit and loan products designed with you, our members, in mind.

Share Draft Account

• No fee ATM access at the Credit Union office.  Click here to locate ATMs nationwide.
• No minimum balance required, deposit what you need
• Dividend paid monthly
• Monthly statement
• No service charge, charge for Overdrafts only
• Overdraft Protection from savings
• No per check fee
• Deposits by Payroll Deduction or Direct Deposit

Primary Share Account

• $5.00 minimum balance
• Balance has life insurance up to $2,000.00
• Automatic transfers to Share Draft if necessary (no fee)
• No limit on deposits or withdrawals
• Up to three transfers per month

Other Savings Accounts

• Freedom Money Market
• Vacation Club
• Christmas Club
• Insurance Club
• Budget Club

All deposit accounts are insured to $100,000.00 by the National Credit Union Share Insurance Fund.

Loans

• Education
• Consumer
• Consolidation
• Line of Credit
• Auto
• Boat
• Motorcycle
• Mobile Home
• Recreational Vehicles
• Full range of Mortgage Products also Available

Savings/Loan Insurance

With CUNA Mutual Life Savings Insurance, our Members who are eligible to perform the normal duties of their livelihood at the time their savings are deposited and are between the ages of six (6) months and fifty-five (55) years, will receive life insurance in relation to their savings up to $2,000.00.  Insurable savings deposited prior to ages (6) months and between ages fifty-five (55) and seventy (70) years also earn insurance, but in lesser amounts.

We offer CUNA Mutual's Loan Protection and Credit Disability Insurance - your insurable loan balance can be protected up to $30,000.00 against death, up to age seventy (70), or total and permanent disability up to age sixty (60).  To be eligible you must be able to perform the normal duties of your livelihood when the loan is granted.